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Relying On An Agent

by Carla Hill

The latest NAR Profile of Home Buyers and Sellers showed a growing trend among recent buyers.

The latest figures show that 89 percent of buyers purchased their home with the help of a real estate agent or broker. This is a sharp increase from a decade ago in 2001, when only 69 percent of buyers enlisted the help of an agent or broker.

Why do today’s buyers buyers choose to work with an agent? Let’s look at just a few of the many reasons an agent can be your biggest ally.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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Investors buying with cash pressure home prices

by KERRI PANCHUK

Monday, January 23rd, 2012, 7:51 am

Investors are gobbling up residential real estate with cash, pushing national home prices lower, according to the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey.

The overall proportion of cash buyers in the housing market soared to a record 33.2%, compared to 29.6% a year earlier.

Meanwhile, the investor class relied heavily on cash to buy homes, with 74% of investors using cash to buy homes in December.

Investors represented 22.8% of home purchases in December alone, up slightly from 22.2% a month earlier.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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Dogs Saved After Falling Into Lake

Two dogs fell through the thin ice on Deep Creek Lake on Sunday, and a number of professional rescue personnel came to their rescue. A call came into 911 at about 6 p.m. reporting a dog having possibly fallen through the ice, and that the animal had been barking for some hours. The dog fell in around the Patterson Marina in the North Glade Cove, according to the report. Rescue personnel responded and found not one but two trapped canines barely keeping their heads above the frigid water.


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Ice water rescue technicians from both the Deep Creek and Deer Park volunteer fire companies were deployed onto the ice and into the water to save the dogs. The animals were retrieved and immediately taken to the Pineview Veterinary Hospital for treatment. One of the animals is pictured above being cared for. Also responding to the scene were the Southern and Northern Garrett rescue squads. Rescue personnel urge pet-owners to be alert when their animals are near the ice, as it can obviously lead to perilous situations. Photo courtesy of Matthew Krause, area firefighter/paramedic.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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Governor Earmarks $150K For Local Trail Construction

Jan. 19, 2012

Gov. Martin O’Malley on Friday announced nearly $23 million in the proposed FY2013 capital budget for state park and other public land projects. Included in the budget is $150,000 for trail construction for state parks located in Garrett County, and another $150,000 for western Maryland recreational access and trail restoration.


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“Today, we’re proposing to invest $22.7 million from our capital budget to make much-needed improvements to our state parks – an investment that will support nearly 300 jobs in our state, help us make our parks more sustainable, and support our thriving tourism industry,” O’Malley said when he made the announcement at Sandy Point State Park. “Our state parks are tremendous economic engines in our state, with a $650 million annual impact on our local economies, a great resource for Maryland families, and a big part of why our tourism industry remains so strong even in tough times.”

The funding includes more than $14 million in enhancements from the governor’s capital budget, in addition to $8.7 million derived from the Department of Natural Resources annual transfer tax allocation for a diverse set of projects to improve infrastructure, “green” the state’s parks, and protect the Chesapeake Bay.

“I applaud Governor O’Malley for making this critical investment in our public lands during these difficult financial times,” said DNR Secretary John Griffin. “This improvement effort recalls the days of the Civilian Conservation Corps, which built many of Maryland’s state parks, creating jobs, ‘greening’ public lands as conservation models, and inspiring millions of visitors with better places to enjoy our state’s natural beauty and unique heritage.”

Under the leadership of O’Malley, the Maryland Park Service has embarked on a system-wide commitment to green its 66 state parks – which host more than 10 million visitors each year – as models of sustainability and conservation best practices. Strategic actions to date have focused on energy improvements, new state-of-the-art green building design and construction, sustainable trails, and recycling, as well as environmental restoration, including reforestation and stormwater management improvements to help the bay.

In addition to providing recreation opportunities for citizens and visitors, state parks provide summer employment and green jobs training for at-risk youth through the Governor’s Conservation Jobs Corps, which has graduated 820 young people since 2008. In 2010 their work on maintenance, landscaping and construction jobs saved the state an estimated $2.7 million, according to the governor’s office.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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As Temperatures Drop, Stay Smart, Stay Safe

As temperatures drop to near-freezing, the Maryland Department of Natural Resources (DNR) reminds everyone to stay smart and stay safe during the winter months. Cold weather safety hazards are hard to see, especially at night, and even a small mistake can lead to serious injury or worse.

“We encourage everyone to go out and enjoy all of the recreational opportunities this season brings,” said Colonel George F. Johnson IV, Superintendent of the Maryland Natural Resources Police. “However, be mindful that there are cold-weather dangers that require increased preparation and awareness.”

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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MARYLAND HOMEOWNER'S MORTGAGE INTEREST DEDUCTION IN JEOPARDY

“In his recently introduced budget, Governor Martin O’Malley has
proposed to reduce the mortgage interest deduction for many
Maryland homeowners,” according to Mary C. Antoun, Chief
Executive Officer of the Maryland Association of REALTORS®.
“Since 1913, the tax code has protected mortgage interest
deductibility. Maryland shouldn’t be the first state to scale back the
most important tax benefit homeowners receive,” stated Antoun.
“Everyone is well aware of the burdens Maryland homeowners are
facing. Many homeowners have watched the value of their homes
decrease. One-fifth of Maryland homeowners are currently
underwater, and now homeowners find the one constant reliable
tax benefit to owning a home under attack.”
If tax deductions are capped, as proposed by the Governor’s
budget, many Maryland homeowners will lose some of the value of
their mortgage interest deduction and the deductibility of state
and local property taxes. “These two principal real-estate related
deductions accounted for almost 70% of total deductions claimed
by Maryland taxpayers in 2008,” noted Antoun.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free

Agreement Signed For Continental Divide Trail Proj.

Jan. 19, 2012

Garrett Trails is one step closer to completing its Eastern Continental Divide Loop Trail. The Garrett County commissioners signed a property-use agreement this week with the University of Maryland Extension, which will allow a nonmotorized trail to be constructed on Western Maryland 4-H Education Center property near Bittinger.


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An agreement is also pending with the Department of Natural Resources that will give the local group permission to construct a trail through the Savage River State Forest for the Meadow Mountain phase of the loop trail.

Garrett Trails members reviewed the agreements for the commissioners and gave an update on some of their many projects on Tuesday afternoon.

“We’ve made a lot of progress,” said Mike Dreisbach, Garrett Trails president. “And I have to tell you, with out the help of the commissioners, this progress would have never been able to make it that far. You guys have been behind us 110 percent.”

Since last January, he said, the group has made some “gigantic steps.” One of those “steps” is Gov. Martin O’Malley’s announcement last Friday that $150,000 is earmarked in the proposed fiscal year 2013 capital budget for state park trail construction in Garrett County. Another $150,000 has been allocated for “western Maryland recreational access and trail restoration.”

Garrett Trails is a nonprofit, volunteer organization dedicated to the development of a network of trails that provide access to Garrett County’s historic, municipal, and environmental “treasures” that link to trails outside the county.

One of the group’s goals is to develop the Eastern Continental Divide Loop Trail, a 150 mile, multi-surface, multi-user pathway that will connect to state parks and forests; populations centers such as Bittinger, Grantsville, Mtn. Lake Park, Friendsville, and Deep Creek Lake; and the Great Allegheny Passage.

Rodney Glotfelty, Trail Maintenance Committee chair, reported on the project’s mid-county connector loop at Deep Creek Lake. Garrett Trails plans to construct a pedestrian hard-packed gravel or paved pathway from the Glendale Bridge to Rt. 219, along the same route as a proposed water line.

He said Garrett Trails has been working with the Garrett County Department of Public Utilities and the GC Roads Department to “take advantage” of the waterline extension. After DPU installs the underground line, the pathway could be constructed on top of the finished project.

“You wouldn’t have to come in twice, disturb the area twice,” Glotfelty said about constructing the trail. “It seemed like a win-win proposal for us.”

Garrett Trails sent a letter to 27 Glendale Road property owners last summer, inquiring if they would approve a pathway on their land. The group received 12 responses, with 11 of them favoring the project, according to Glotfelty.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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Beitzel bill requires state constitution change

Local delegate’s proposal would keep Chesapeake Bay cleanup funds intact

From Staff Reports Cumberland Times-News

CUMBERLAND — Delegate Wendell Beitzel has filed a bill to amend the state constitution to ban the transfer of funds designated for Chesapeake Bay cleanup to other purposes.

“Each year, Maryland’s citizens are required to pay for cleanup of the Chesapeake Bay. This bill simply provides that if citizens are told that the fees they are paying is dedicated for bay restoration, then government should be required to use the funds only for this purpose,” Beitzel said Thursday.

There are proposals on the table to increase the state’s so-called flush tax, an annual fee toward bay cleanup.

The Chesapeake Bay Restoration Fund was established in 2004 for the purpose of providing funds for Chesapeake Bay cleanup, wastewater treatment plant upgrades, cover crop funds and septic system upgrades, Beitzel said.

“The stated needs for Bay restoration far exceed available funding and to raid the dedicated funding programs for other purposes is deplorable. These actions are a fundamental cause for the recommendation to double, triple or even quadruple the ‘flush tax.’ Now, the citizens of Maryland are now expected to pay more to remedy the situation,” Beitzel said in a press release.

During the 2011 session, Gov. O’Malley’s budget transferred $290 million from the Bay Restoration Fund and the Chesapeake & Atlantic Coastal Bays 2010 Trust Fund into the general fund, Beitzel said. Beitzel represents all of Garrett County and a portion of Allegany County.

A companion piece of legislation has also been filed by Sen. John Astle, D-Anne Arundel. Beitzel and Astle are also co-chairs of the Maryland Legislative Sportsmen’s Foundation.

Delegate Kevin Kelly is a co-sponsor to a similar bill, HB 23, which would ban transfers from dedicated state funds to the General Fund except in limited circumstances. Both bills would need to pass a referendum to amend the state constitution. Kelly represents Allegany County and portions of Cumberland and other municipalities in the county.

At the same time, counties are working to comply with bay cleanup efforts. The Phase II Watershed Implementation Plans submitted to the EPA set details on how each jurisdiction will achieve necessary nitrogen, phosphorus and sediment reductions by 2025, the target date set by the EPA.

Late last week, Maryland filed a plan to clean up the state’s water and the Chesapeake Bay with the federal Environmental Protection Agency. Allegany County submitted its plan in November.

Angie Patterson, a land use and planning engineer in the Department of Community Services, is in charge of coordinating Allegany County’s response to and implementation of the total daily maximum load (TMDL) requirements issued by the EPA and Maryland Department of the Environment. She works on a 20-member committee, including county and municipal officials along with other members.

TMDLs are “an estimate of the maximum amount of an impairing substance or stressor (pollutant) that a water body can assimilate without violating water quality standards,” according to the Maryland Department of the Environment.

Those numbers are being used to calculate the amount each county contributes to the pollutants entering the bay and provide a target number of how much the county must reduce its pollutant output.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

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Wapiti survey begins

Michael A. Sawyers Cumberland Times-News

What’s up with this elk stuff anyway?

I’m speaking, of course, about the news announced this past August that some folks are going to look around Garrett and Allegany counties to see if it would be feasible to reintroduce Rocky Mountain elk. Elk used to live here, you know. Maybe you don’t remember because it was a couple hundred or so years ago.

How else do you think we got a town name such as Elk Garden just across the river in what we like to refer to here at the Times-News as “nearby West Virginia.”

The good news is that Responsive Management is getting involved. That company is based in Harrisonburg, Va., and has built a solid reputation as a surveyor of the public when it comes to natural resources issues.

Paul Peditto, the director of the Maryland Wildlife & Heritage Service, calls Responsive Management the “best in the business.”

RM is near the completion of a couple West Virginia surveys, including one checking into the attitudes of hunters when it comes to chronic wasting disease in deer. I can’t wait to see those results.

But back to elk and back to Almost Maryland.

The players are the Rocky Mountain Elk Foundation (paying for the feasibility study), the Maryland Legislative Sportsmen’s Foundation (doing the legwork) and the Maryland Department of Natural Resources (providing wildlife expertise).

Mark Damian Duda, the executive director of Responsive Management, told us on Tuesday that the elk attitude survey will begin in February with results available in April.

“We will get complete responses from 800 Maryland residents,” Duda said. “It will take 10 to 12 minutes to complete the telephone survey.”

Duda said, too, that more residents of Garrett, Allegany and Washington counties will be called compared to any other one county in Maryland.

The calls are selected at random and will go to both landline and cell phones. The caller ID will read “Responsive Management.”

Duda said unanswered calls will be repeated to that number, up to five times, at different hours and days.

RM has been doing this kind of thing for 22 years now and, in fact, surveyed Marylanders a decade or so ago about their opinions concerning bear hunting.

“We have a great response rate,” Duda said. “Most people enjoy answering our questions.”

One question that will be asked: “Would you support or oppose the reintroduction of free-roaming elk into Western Maryland?”

That question would be followed by another: “Why?”

“People should know that the sponsors of the feasibility study are serious about determining the attitudes of residents about a possible elk reintroduction before making a decision,” Duda said.

We already know what the elected Garrett County commissioners think. They oppose a reintroduction.

There is a huntable population of elk in northern Pennsylvania. The Pennsylvania Game Commission reports that since 2001 there have been 99 elk struck and killed by automobiles. During that same time period, eight elk stepped in front of railroad trains twice; the first time and the last time.

Pa.’s elk population currently numbers about 700 animals descended from those restocked from Yellowstone Park.

During the 2011 Keystone State elk hunt, 50-plus animals were killed.

Contact Outdoor Editor Mike Sawyers at msawyers@times-news.com or 301-784-2523.

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free

Local lawmakers send bills onward

Panhandlers, Caylee’s Law on agenda in Annapolis

Matthew Bieniek Cumberland Times-News

CUMBERLAND — Local legislators are filing proposed laws either as sponsors or co-sponsors in the opening weeks of the General Assembly.

A bill to control panhandling in Allegany County is one of the bills filed by Delegate Kevin Kelly.

Kelly introduced the legislation at the behest of Allegany County Sheriff Craig Robertson, who has been concerned about a spike in panhandling in the area. Robertson was responding to complaints from the public. The existing law makes it tough for the sheriff and his deputies to do anything about the problem of people asking for money.

Kelly said he filed the panhandling legislation Friday.

The main concentration of the panhandlers has been in the LaVale area between Country Club Mall and Braddock Square. The panhandlers also seem to be active on nearby National Highway. The sheriff and his deputies have heard concerns from a large number of citizens, he said.

“It’s a safety issue when it comes to the roadway,” the sheriff said.

Kelly’s bill would amend a state law already on the books, to apply to Allegany County. That law bans solicitation along public roadways.

Delegate Leroy Myers said Washington County has faced a similar problem in the past.

Sen. George Edwards has filed a bill that applies to correctional officers in Garrett County entitled the “Correctional Officers Bill of Rights.” The text of the bill, Senate Bill 205, isn’t yet available.

Edwards is also co-sponsoring a “Caylee’s Law” bill in the Senate. Senate Bill 139 would make it a crime for failure to report the disappearance of a minor. Kelly is sponsoring a similar, independent bill in the House.

The proposed laws developed after Casey Anthony’s acquittal in Florida earlier this year, regarding charges that she murdered her 2-year-old daughter, Caylee.

Anthony did not report her daughter missing to police, who were finally alerted to the missing child by Casey Anthony’s mother 30 days after the child was last seen.

The laws are designed to allow prosecutors to bring felony charges against parents who do not quickly report missing children, with most of the proposals requiring law enforcement notification by 24 or 48 hours after a child goes missing, or a shorter time frame to report the death of a child.

Among other bills Edwards is co-sponsoring is one allowing veteran’s organizations a license for no more than five instant ticket lottery machines under specified circumstances.

Myers is co-sponsoring House Bill 82, which would make it the policy of the state to “restrict and deter the use of unauthorized alien workers in the performance of public contracts and grants in the State; specifying criteria for mandatory registration in a federal E-verify program for specified contractors and grantees; prohibiting noncompliant persons or entities from performing specified contracts,” a summary of the law indicates.

Myers is also co-sponsoring HB 113, which would require specific proof of identification by voters. If they did not have proof of identification, they would be required to submit a provisional ballot.

Delegate Wendell Beitzel is also co-sponsoring HB 82 on the E-verify program. He’s also supporting HB 91, a right-to-work law and HB 102 to proclaim a German-American Heritage month. Beitzel has also filed a bill for a Constitutional Amendment that will be the subject of an upcoming Times-News story.

Contact Matthew Bieniek at mbieniek@times-news.com

More here.

Buying or selling real estate in Garrett County or Deep Creek Lake, Maryland? Call Jay Ferguson of Railey Realty for all of your real estate needs! I take great pride in referrals, and I assure you, I will take great care of your friends, family & colleagues!

877-563-5350 – toll free