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M and T Bank – Mortgages – Shannan Hunter – Deep Creek Lake

M & T Bank is considered one of the strongest and most highly regarded regional banks in the country. With over 700 branch offices and nearly 1,000 ATM’s, we have a strong and growing presence across New York, Pennsylvania, West Virginia and Maryland. Our Garrett County locations include Oakland, Deep Creek (McHenry), and Grantsville. Member FDIC/Equal Housing Lender.

Shannan Hunter, Personal Banker

Oakland Office
46 South Second Street
Oakland, MD 21550
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

Stay up to date with the real estate market-Garrett County-Deep Creek Lake

This link will show you the last 14 days of ‘NEW’ residential listings for Garrett County & Deep Creek Lake. I have had a few requests for something that shows ALL BROKER listings that are new to the market, so here you go 🙂

I can customize ANY search criteria you want, regardless of how detailed or basic, and send it straight to your email address – before most agents even know its available! This tool is invaluable and gives you an unbelievable advantage over other buyers currently looking to buy.

For instance, if you want to find a log cabin on 20-30 acres with views and a stream or water nearby, I can tailor a search to meet those needs. And if/when it ever comes on the market, you will be among the first to know.
The downfall to being so specific is that you may go months without seeing anything that fits the description. I recommend having several custom searches running at the same time:
  • A basic search: ($200,000-250,000)
  • An intermediate search: ($200,000-$250,000 + Water Views)
  • And a detailed search: ($200k-250k + water views + 3 bedrooms or more + McHenry + 1 acre or more)

This way, you are seeing everything in the $200k-250k range, but also receiving more ‘direct hits’ with subsequent searches. I have clients who have me running as many as 8 searches – and loving it. They own property here and like to get updates about properties that have sold, so they can keep up with comparable sales. They also like to see updates about their community (Ski Harbor), so I email that search. Then, they are searching for single family homes on the water, in certain areas of the lake (like Rock Lodge Rd, State Park Rd, and anything at Blakeslee). I have another client who only wants homes with public water/sewer – so I tailored a search for those features. And I have other clients who mix & match land listings in the same way – size, price, location, sewer/water, etc.

The sky is the limit with custom MLS searches – I can even set them up to email you ASAP, weekly, specific days of the week, in the morning or evening, or once a month. Completely customizable. The easiest way to set one of these up and try it out is to call me directly or email me with your parameters. Special requests? I’ll do my best!

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

2010 Taste of Garrett County at Wisp

Taste of Garrett County

Date: May 17, 2010

Location: Wisp Resort Main Lodge

Date & Time : May 17 – 6pm-9pm

Description: The spotlight is on foods and beverages prepared, produced, or served by local businesses.

Proceeds will benefit the Garrett County Recreational Trails Project. 301.387.4386

Cost of the event is $25 per person and will entitle each guest
10 tickets to “spend” on food at vendors of their choice.
Cost for children age 12 and under will be $15 (also for 10 tickets).
Additional food tickets will also be available for sale at the event.
There will be no pre-sales of tickets this year. A cash bar will be available
and DJ Jonny Rock will provide entertainment.

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

DEEP CREEK WATER LEVEL PETITION

Save Deep Creek Lake!
This seems to be a legit concern. I have had clients in shallow coves that have had to take their boat out in AUGUST because of the low water levels. Thanks to Mike Kennedy for bringing this to my attention:

“Here is a link to an online petition created by a group around the lake who have collected data the past few years that show Brookfield Power (the current owner of the dam and hydroelectric facility) is drawing the lake down faster and sooner than in years past. This has caused many of the property owners in the shallower coves to lose September and October as boating months.”

http://www.savedeepcreek.com/Default.aspx

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

A Midsummer Nights Dream – Southern High School


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The whimsical comedy, A Midsummer Night’s Dream, by William Shakespeare, will be presented by the Southern High School drama department next week. The show will be given in the school auditorium on May 20, 21, and 22 at 8 p.m. Admission is $5. Director Erin White said the play is suitable for the entire family.

Pictured in the front row, from left, are cast members Samantha Johnson, Jack Paugh, Mariah Stem, Justin Weeks, Brittany Scott, Hannah Burrell, Marshall Thayer, Justine Delsignore, and Christina McKenzie. Second row, same order: Cory Murphy, Nick Callis, Katie Anderson, Seth Lewis, Sara Estill, Aimee Spiker, Karen Bonser, Cory Stieringer, Aaron Callis, and Brittney Hostutler. Third row: Kelsey Geer, Ellie Lauver, Abby Wildesen, Mikaela Bernard, Jordyn Livengood, Holly Wotring, Brittany McNair, Athena Hardester, Virginia Byrne, Sara King, Brutus Scheffel, Rebecca Reckart, Kristen DeWitt, Kari Hughes, and Emilee Briggs.

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

GLAF will host a performance by the West Virginians


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May. 13, 2010

The Garrett Lakes Arts Festival (GLAF) will host a performance by the West Virginians, a nationally recognized choral ensemble from Alderson-Broaddus College, pictured. The Friday, May 21, performance will be presented at the Garrett College auditorium at 7:30 p.m. The West Virginians is a 12-member collegiate vocal ensemble known for a wide variety of popular music, from Broadway musicals, jazz, and country to Christian contemporary and rock. “This talented and energetic group of singers, dancers, and instrumentalists serves as ambassadors for Alderson-Broaddus College and for the state of West Virginia, bringing high quality musical presentations to many churches, schools, and theaters,” a spokesperson said.

In keeping with GLAF’s education efforts, the group will also conduct a master class for Northern and Southern High School choral students on Thursday, May 20, and will present two school performances on May 21 for the 5th grade students of Garrett County. The educational portion of this event is made possible by a donation from the Howard and Audrey Naylor Family Trust. Tickets for the Friday evening concert are $15 for adults, $5 for students, and free for children 5 years and younger (tickets are required). Tickets may be purchased by calling the GLAF office at 301-387-3082, or through the GLAF web site, located at www.-artsandentertainment.org. The sponsor partner for this event is M&T Bank.

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

Federal Funding Available For Feb. Snowstorm Costs

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May. 13, 2010

President Barack Obama last Thursday declared that a major disaster had occurred in Maryland and ordered federal aid to supplement the state and local recovery efforts in areas struck by severe winter storms and snowstorms during the period of Feb 5–11.

Federal funding through the Public Assistance Program is available to eligible applicants on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by the storms in Baltimore City and all counties except Worcester and Somerset.

The Maryland emergency Management Agency (MEMA) has scheduled an applicant briefing event on Wednesday, May 19, from 1 to 4 p.m. at the Garrett County Health Department to assist local agencies interested in receiving funding.

“To obtain the maximum benefit from this federal disaster program, applicants should send a representative to this briefing,” said a MEMA spokesperson. “All applicants must complete a Request for Public Assistance [form] provided at this briefing.”

Read the rest here.

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

Adventure Sports Center International To Host All-American Whitewater Fest.


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The Adventure Sports Center International will host the All-American Whitewater Festival to celebrate America’s veterans, and kick off the summer season of whitewater rafting and kayaking the weekend of May 28–30. Team River Runner athletes will be guests at the event. This is a wounded warrior organization that teaches injured veterans how to heal through whitewater boating.
The festival formally starts on Friday afternoon with Sunset Rafting beginning at 4 p.m. Team River Runner athletes will be on hand during whitewater time from 4 to 8 p.m. kayaking and getting ready for the Veteran’s Race to be held on Saturday. Visitors can meet the veterans and learn how they use whitewater paddling as part of their rehabilitation process, or just come to raft. The Community Day price is $25.

An opening ceremony will be held on Saturday at 10:30 a.m. featuring bag-pipes and the JROTC Color Guard. Veteran athletes will then lead the first ever Whitewater Parade at 11 a.m. The parade will also feature the Figurehead Contest, where homemade figureheads are attached to the bow of rafts and floated down the whitewater course during the parade.

Figureheads must be submitted no later than 9 a.m. that morning in order to allow time to affix them to a raft. Any person or group can build a figurehead to reflect any historic or famous person or creature, but it must be able to sit in the front of a raft or tied to the bow of the raft. Recommended materials are papier-mâchÊ, fiberglass, wood, found materials, vinyl, or rubber. Prizes will be awarded to the most creative and patriotic figureheads.

The Veteran’s Race will be held at 1:30 p.m. on Saturday. Rafts will be captained by Team River Runner athletes, and the public is invited to join a raft team for only $10 per entrant. A guided rafting trip down the mountainside will also be offered Whitewater demonstrations will be held all day Saturday, including Olympic kayaking and Mattress Surfing.

Read the rest here.

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

BOE Policy Approved; Finzel Students May No Longer Attend Allegany Schools

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May. 13, 2010

After much deliberation, the Garrett County Board of Education voted 4–1 in favor of changing Board Policy 432.0, which allowed a percentage of Garrett County students to attend Allegany County schools. Besides board members and media representatives, approximately 60 people attended this month’s meeting held at Southern Middle School on Tuesday.
The new policy states that all Garrett County residents currently attending Allegany schools in grades 6 through 12 would be permitted to finish their school careers within their current schools; however, once those students were graduated, the GC board would no longer fund the tuition nor transport of any stu-dent(s) thereafter. Students would be permitted to attend Allegany schools if their parents so desired, but only at their own expense.

The meeting opened with public comment by four people: two for the proposal and two against it. After the board met in executive session, and the meeting was reopened to the public, guests were once against given an opportunity to speak on the issue. Four additional people opposed to the proposal spoke prior to superintendent Dr. Wendell Teets’ recommendation.

Among some of the concerns of many Finzel residents was that those forced to go to Garrett County schools would “miss out” on extracurricular opportunities because of the time and distance students would have to travel to and from Northern middle and high schools.

Another point made was that residents who did not agree with the new policy would simply move out of the Finzel area, creating issues such as reduced property value and a lower tax revenues for the county. Residents repeatedly commented that “their lives revolve around the Frostburg, LaVale, and Cumberland areas,” therefore creating an inconvenience in many ways for those who would have to adapt to the new policy.

Teets then took the podium to give his official recommendation to approve the policy. Among his comments were that over $150,000 was being paid in tuition for students to attend Allegany schools. He stated that while the board is currently forced to decrease Garrett County educational staff, support, and services to GC schools, this expense can no longer be justified.

An additional $36,000 is spent on the transport of Finzel students to Allegany schools, and $150,000 in state aid is lost on these students each year. With the approval of this policy change, funding for Garrett County schools would increase $336,000 at full phase out (once students currently in grades 6 through 12 graduate).

Read the rest here.

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

Garrett changes course on Race to the Top

Teets says county has no choice but to comply

Cumberland Times-News

OAKLAND — In the nationwide Race to the Top, the Garrett County Board of Education pulled a 180-degree turn fast enough to cause whiplash.

Less than one month after its decision not to participate in the federal Race to the Top initiative, the school board voted 4-1 in favor of signing on to the program.

Superintendent Wendell Teets reintroduced the issue Tuesday, saying that Maryland state education standards are being moved in line with federal requirements, and Garrett County will have no choice but to comply.

“If we don’t sign on, we won’t get funding from the RTTT grant, yet we will still have to comply with its requirements in accordance with state law,” he said.

Teets also said he believes that federal Race to the Top criteria will become the guideline for other program funding, such as Title I.

“We need to think of the impact in jobs and services if we fail to approve RTTT and are not funded via the grant if Maryland wins, or if we lose federal funds for not adopting the criteria regardless of RTTT,” Teets told the board before its April vote.

The board’s change of heart was preceded by a visit Friday by state Superintendent of Schools Nancy Grasmick, who spoke with the board about the program.

Vice president Thomas Carr, who ultimately moved to reconsider the board’s decision, said he felt partly reassured by the meeting with Grasmick. But Carr still spoke of reluctance to sign on to the program.

“I still am bothered by the concept that we have to compete for funds,” Carr said. “It’s a little bit like telling my two children that they have to compete for dinner and one of them goes to bed hungry.”

Board member James Raley, the lone vote against signing on, objected to what he called “big government” intruding on local autonomy.

“I’m not sure, when this is all said and done, that it isn’t going to cost us more than we’re ever going to receive,” he said.

Race to the Top challenges school districts to change the way they evaluate student and educator performance in order to compete for federal grants.

The initiative requires states to submit proposals for revamping their assessment systems for students. Teachers and union representatives have objected to the program partly because it proposes a merit pay system, under which educators could be financially rewarded — or effectively, punished — based on their students’ assessment results.

Statewide, Maryland could receive $250 million from the program if it wins in the second round of funding awards, to be decided at the end of September. Half of that money would be divided among the school districts that sign on to the program, and the funds would be dispersed over a four-year period.

In the first phase, just two states, Delaware and Tennessee, were awarded Race to the Top money. Delaware received approximately $100 million and Tennessee $500 million. Maryland did not submit an application in the first round.

As of Tuesday, nearly all Maryland counties had signed on to the program, with only Frederick County taking a firm stand against it.

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350